The Germany Experience

Shaun Behrens

Health insurance in Germany Q&A, with Techniker Krankenkasse

2021-11-17 23 min Shaun Behrens

Description & Show Notes

You sent in your questions about health insurance in Germany, and this week a representative from Techniker Krankenkasse, Nina, is here to answer them.  You can also get an idea of what to expect from a health insurance fund by hearing how TK does things and what they offer.

If you are considering signing up for health insurance with TK, use my link:

https://thegermanyexperience.de/tk

It is an affiliate link, so if you sign up with it, you'll be helping out the podcast. 

The questions that Nina answers: 

  • How does health insurance work in Germany?
  • What do I have to do if I get ill?
  • What are the differences between Gesetzlich (statutory) and Privat (private) health insurance?
  • Why is it so difficult to get an appointment with a specialist? 
  • Can I apply for health insurance without a German address?
  • What are IGEL treatments?
  • Do couples go onto the same insurance?
  • What should foreigners expect from a health insurance provider?


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Podcast Intro Music by: Adrian Bran